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Make the call. A five-minute phone call to your
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interest charges. "There's no incentive for them to
lower your
rate unless you call. When she got off the phone, Alice did the math. Here's what it looked like: $10,000 (
interest rate 9%) Total cost to pay off with 2.5% minimum payment: $14,192 $10,000 (
interest rate 29%) Total cost to pay off with 2.5% minimum payment: $85,547 At 29%
interest, there's a $71,355 ... Wish the
interest rate on your
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lower? Here are three ways to make it happen. Call and Ask Your Issuer to
Lower Your
Interest Rate Credit card interest rates drain you of your hard earned money. ... there are ways to
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Credit card interest rates can make a big difference in how much your debt ultimately costs you. And getting a
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interest rate is a huge factor. Here's how to convince your
credit card company to
lower it. Matt Schulz is the senior industry analyst at
CreditCards.com, a site dedicated to helping people make smart decisions about obtaining and using
credit. Have you ever wondered if you could get your
credit card interest rate lowered? Maybe you've had friends do it, or you've read about people who called their
credit card companies and asked for
lower rates… and got them. Most
credit cards charge anywhere from 0% to 20% in
interest. Heck, we've seen
cards that charge as much as 41%! But you can negotiate with your
credit card company for a
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cards for a while.
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